When it comes time to pay for an activity, Messenger can help. Type a phrase like, “You owe me $25 for the split check,” and Messenger will take you to a payment page. Both parties need to have a debit card saved in Messenger. You enter this information in the More, and then Payments. Facebook is rolling out a change to this, and you may have it already. New chat bots look for certain things such as “IOU.” When it is detected, payment is requested and taken directly in the conversation feed.